These guides show how the assessment is done, in general terms you can use on your own. The case studies page applies the same method to named developments.
Sales galleries are designed so that comparison feels rude. This guide sets out the columns to fill in before you visit: indicative price per square foot against recent nearby transactions, usable versus quoted area, orientation and stack, the developer's completion record, and what happens to the plot next door.
The arithmetic that decides whether an upgrade is comfortable or strained: expected sale proceeds after outstanding loan, CPF refund and accrued interest, the cash you will actually hold at each step, and the timing gap between one completion and the next.
A price is a claim. Evidence is what supports it. This covers where transaction data comes from, how to adjust for floor, facing and size, why an outlier is not a benchmark, and how to tell a genuinely underpriced unit from one that is cheap for a reason.
Master plan zoning, gazetted rail alignments, awarded tenders and confirmed-list land sales carry weight. Renderings, rumours and the phrase 'upcoming' do not. This guide separates the two and puts rough timelines on the ones that count.
Ask who buys this from you in year five, and what has to be true for them to show up: supply completing nearby, the profile of household the layout suits, and the price band that buyer can actually finance.
Is the entry price supported by comparable evidence?
Which planned works and land parcels actually change the neighbourhood, and by when.
Who genuinely wants to live here every day, and what they will pay to do so.
The specific, datable events that could lift the unit, separated from wishful reading.
Who buys this from you in year five, and what has to be true for them to show up.
Here, the five marks are a way of thinking. On the case studies page, they become a filled-in report on a specific development, including the marks it loses.
On this page they are explained. On the case studies page they are used.
These guides are the written half of How A Teacher Grades Property. Once you have read them, send me the projects you are weighing up and we will compare them together, mark by mark, on your own numbers.
